December 31, 2014: Important Year-End Deadlines

For qualified retirement plans, there are several important deadlines each December 31st. For companies whose fiscal year is the calendar year, it is the last day to adopt a new plan for the current tax year. Many amendments are required to be signed by the end of the year. Additionally, if required minimum distributions are required for participants older than age 70 1/2, they generally must occur by December 31st. Please contact your account manager if you have any questions about year-end deadlines that may apply to your plan.

December 18, 2014 – Webinar – Legislative and Regulatory Update

Webinar Registration

We are pleased to offer a 60-minute webinar for Plan Sponsors and Administrators covering the 2013 legislative and regulatory changes affecting the retirement industry.  This webinar will address issues such as the following:

-Final and proposed regulation changes
-Fee disclosures

Information for Texas CPA’s:
We are registered with the Texas State Board of Accountancy as a CPE sponsor.  Please note that this registration does not constitute an endorsement by the board as to the quality of our CPE program.  There are no prerequisites for this webinar.  If you would like to attend this webinar and receive 1.0 hours of Texas CPA credit, you must register individually.  If you register, log in, are present for the entire live webinar, and return your evaluation, you will receive a Certificate of Attendance via e-mail within one week of the webinar.

If you have any questions about the webinar, please contact your account manager or Lisa Horn at lhorn@nova401k.com.

December 1, 2014: Safe Harbor Notice Distribution

Calendar-year 401(k) plans electing safe harbor status for the 2015 plan year need to distribute their annual safe harbor notice a reasonable period prior to the beginning of the plan year.  Thirty to ninety days prior to the beginning of the plan yea is deemed reasonable by the IRS.  The safe harbor notice should go to all eligible participants, whether or not they are currently participating.

November 27, 2014: Thanksgiving

Happy Thanksgiving from Nova 401(k) Associates

Happy Thanksgiving from Nova 401(k) Associates

November 27, 2014 is Thanksgiving.  All of Nova 401(k) Associates’ offices will be closed Thursday November 27, 2014 and Friday November 28, 2014 in observance of Thanksgiving.

November 21, 2014: Seminar for Dallas-area 401(k) clients

Nova 401(k) Associates is pleased to offer an in-person “Introduction to 401(k) Plans for Plan Sponsors” seminar for our Dallas-area clients on November 21, 2014 .  The seminar will be at 8111 LBJ Freeway, Suite 665, Dallas, TX 75251-1313.  Plan sponsors can register in the Events section of our website.

November 13, 2014 – Webinar Cash Balance Plans

Webinar Registration

This webinar is geared toward financial advisors and Texas CPA’s with a general knowledge of retirement plans looking for a retirement plan design to maximize tax deductions for their clients.  A cash balance plan can be a great solution that combines the best of defined benefit plans and defined contribution plans.  This webinar will include the following learning objectives:

•  How Cash Balance Plans Work
•  Cash Balance Plan Advantages and Requirements
•  Cash Balance Plan Trends
•  Review of Case Studies
•  How to Identify Opportunities

Information for Texas CPA’s:
We are registered with the Texas State Board of Accountancy as a CPE sponsor.  Please note that this registration does not constitute an endorsement by the board as to the quality of our CPE program.  If you would like to attend this webinar and receive 1.0 hours of Texas CPA credit, you must register individually.  If you register, log in, are present for the entire live webinar, and return your evaluation, you will receive a Certificate of Attendance via e-mail within one week of the webinar.

If you have any questions about the webinar, please contact your account manager or Lisa Horn at lhorn@nova401k.com.

November 11, 2014: Veteran’s Day

November 11, 2014 is Veteran’s Day.  All of Nova 401(k) Associates’ offices will be open for Veteran’s Day.

November 6, 2013: Seminar for Austin-area 401(k) clients

Nova 401(k) Associates is pleased to offer an in-person “Introduction to 401(k) Plans for Plan Sponsors” seminar for our Austin-area

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clients on November 6, 2013 . The seminar will be at 6101 West Courtyard, Building Three, Suite 210, Austin, TX 78730. Plan sponsors can register in the Events section of our website.

October 16, 2013: Webinar 401(k) Loan and Distribution Basics

Webinar Registration

We are pleased to offer a 60 minute webinar for individuals who are responsible for administering 401(k) plans with little or no knowledge about 401(k) plans.  This webinar will cover basic issues regarding loan and distributions, including the following learning objectives:

•  Regular Distributions
•  Hardship Distributions
•  Other In-service distributions
•  Loans

Information for Texas CPA’s:
We are registered with the Texas State Board of Public Accountancy as a CPE sponsor.  Please note that this registration does not constitute an endorsement by the board as to the quality of our CPE program. There are no prerequisites for this webinar. If you would like to attend this webinar and receive 1.0 hours of Texas CPA credit, you must register individually.  If you register, log in, are present for the entire live webinar, and return your evaluation, you will receive a Certificate of Attendance via e-mail within one week of the webinar.

If you have any questions about this webinar, please contact your account manager or Lisa Horn at lhorn@nova401k.com.

September 30, 2013: SAR deadline

For calendar-year plans, the deadline to provide the 2012 Summary Annual Report to participants is September 30th, 2013.