Estimated maximum contribution defined benefit plan

1. Compensation is assumed to be high enough to support the maximum 415 limit and 402(g) limit. Limits based on the 2014 plan year. NRA is set to 62.
2. Calculations based on prescribed static combined mortality for 2014 and 24-month average segment rates as of November 2013.
3. Contributions to the 401(k) plan include salary deferrals and profit sharing contributions.
4. No existing or previous defined benefit plan.
5. No existing SEP or SIMPLE.
6. This is not intended to be a statement of actuarial opinion and should not be relied on as such.
7. Please not that Nova’s cutoff dates to receive all signed paperwork for a plan effective in 2014 is Friday, December, 12, 2014. Please submit all signed paperwork prior to this date.