Eligibility for Smooth Start

To keep the pricing affordable on the Smooth Start 401(k) Plan, we have designed it to be offered to only employers who meet criteria that we can administer in an efficient fashion.

  •  No existing 401(k) plan
  •  No SEP or SIMPLE IRA for the current plan year (a SEP or SIMPLE IRA in prior years is okay)!
  •  All employees including the owner paid on a W-2
  •  Between 5 and 50 eligible employees
  •  Employer will make employer contribution on a payroll by payroll basis
  •  A calendar year fiscal year
  •  No controlled groups or affiliated service groups
  •  Able to work with us electronically
  •  Wants to use one of our preferred recordkeeping partners

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